PERSONAL FINANCES
Care your incomes and manage your outflows
THIS COURSE IS MEANT FOR
Operators, supervisors, middle managers, and people with the interests to improve their personal finances.
OBJECTIVE
The participant will identify the basic concepts about personal finances, savings and investments tools, and types of credit, as well as strategies to care incomes and manage outflows.
SKILLS TO DEVELOP: Initiative, Planning and Organization, Numerical Analysis.
SUBJECT
AGENDA – OPERATORS LEVEL (08HRS.)
Basic financial concepts
- Inflation
- Interest rate
Financial mathematics
- Interest calculation through simple interest
Finance
- Characteristics
- Types of credit
- Infonavit credit
- Personal credit
Credit cards
- Characteristics
Credit bureau
- Concept and its daily life application.
ATM – how to use
- Tips and recommendations about how to use ATM
Personal finances
- Income: Planning / Savings / Afore
- Outflow: Family budget / Expenses control / Tips and recommendations
AGENDA – SUPERVISORS AND MIDDLE MANAGERS LEVEL (08HRS.)
Basic financial concepts
- Inflation
- Interest rate
Financial mathematics
- Interest calculation through simple interest, compound interest, and annuities.
Financing
- Characteristics
- Types of credit
- Car credit
- Mortgage credit
- Personal credit
Credit card
- Characteristics
- Pros and cons
- Correct use of this instrument
Credit bureau
- Concept and its daily life application.
Personal finances
- Income: Planning / Savings / Afore
Outflow: Family budget / Expenses control / Tips and recommendations
BENEFITS
To the Company
- Employee turnover reduction due to awareness about the importance of the correct use of personal credits by payroll.
- Ownership
To the participant
- Improve on his personal finances management
- Strategic vision on his decision-making
- Reduction on indexes of the past-due portfolio
- Knowledge about the best savings and credit tools
